Rajiv Raj

All stories by Rajiv Raj

Is having debt good for your credit score?

Is having debt good for your credit score?

Rediff.com5 Feb 2015

In order to be eligible for a loan when you really need one, it is imperative to maintain a good credit score. By having a good mix of debt and servicing it regularly, you can maintain a good credit score and be loan ready at all times.

Saving smartly! 10 quick tips to get you started

Saving smartly! 10 quick tips to get you started

Rediff.com27 Jan 2015

Work fetches money and that is what keeps us going. But how about money fetching more money? We plan to give you what you need to get started.

Happy New Year home buyers!

Happy New Year home buyers!

Rediff.com20 Jan 2015

If you have plans to buy a new home in 2015, there's good news for you

Money lessons from Makar Sankranti

Money lessons from Makar Sankranti

Rediff.com13 Jan 2015

Let's take you on a fun journey on kites and Sankranti traditions and guess what? You can learn a thing or two about financial planning from it as well.

6 ways to manage money after a layoff

6 ways to manage money after a layoff

Rediff.com12 Jan 2015

If you have recently been laid off or are worried that your neck may be in the line, it is natural to be worried about your finances. But worrying, as you know, will not get you anywhere. Here are some tips about what you can do to keep the boat from rocking and keep your CIBIL score intact while doing so.

How to become rich in 2015? 6 easy ways for you

How to become rich in 2015? 6 easy ways for you

Rediff.com31 Dec 2014

Here are six New Year Resolutions which will definitely help in achieving your financial goals in the long run.

CIBIL credit score dropped after clearing your loan? Here's help!

CIBIL credit score dropped after clearing your loan? Here's help!

Rediff.com19 Dec 2014

Here's why it happens and how you should avoid it.

5 tips to make the most of this online shopping festival

5 tips to make the most of this online shopping festival

Rediff.com13 Dec 2014

If you are raring to go this festive season, here are a few tried and tested tips to help you avoid online shopping pitfalls.

Busted: 4 CIBIL credit score myths

Busted: 4 CIBIL credit score myths

Rediff.com11 Dec 2014

Middle class Indians have grown up with the belief that living on credit is essentially a bad thing. You are in trouble if you think the same, cautions Rajiv Raj

4 reasons why credit cards are better than cash

4 reasons why credit cards are better than cash

Rediff.com3 Dec 2014

If you do not overspend, we advise you to get yourself a credit card. It will open up a whole new world of benefits.

Planning to buy a new house? 5 important factors to consider

Planning to buy a new house? 5 important factors to consider

Rediff.com2 Dec 2014

To ease the process of decision making while buying a house, we have put together important factors you need to consider.

3 ways to benefit from an interest rate cut

3 ways to benefit from an interest rate cut

Rediff.com26 Nov 2014

How should you, as a consumer, be prepared for a rate cut, if any? Read on to find out more.

Money lessons from Rohit Sharma's historic knock

Money lessons from Rohit Sharma's historic knock

Rediff.com19 Nov 2014

So what money lessons did we learn after watching Rohit Sharma's magnificent, world record inning unfold? Read on...

Why should your ATM usage hurt your pocket?

Why should your ATM usage hurt your pocket?

Rediff.com13 Nov 2014

So what if your bank has imposed/will impose a transaction fee of Rs 20 for using ATMs after your fifth visit in a month? You can still remain within your free transaction limits and avoid being charged at all. Wondering how it is to be done? Read on.

Never get rejected for a loan! Here's the mantra

Never get rejected for a loan! Here's the mantra

Rediff.com12 Nov 2014

Follow these 6 Cs of building good credit and your lender will never disappoint you!

How to size up your post-Diwali debt

How to size up your post-Diwali debt

Rediff.com11 Nov 2014

If you are one of those who is now staring at your credit card bill and wondering how to go about it, here is the way out.

These credit cards save money for you!

These credit cards save money for you!

Rediff.com31 Oct 2014

Just like our older generation, you should realise that a penny saved now would come in handy when you need a penny.

Missed your loan EMI? Be prepared for these consequences

Missed your loan EMI? Be prepared for these consequences

Rediff.com28 Oct 2014

Top four consequences for you to keep in mind before you miss a mortgage payment

4 ways to avoid falling into a debt trap this Diwali

4 ways to avoid falling into a debt trap this Diwali

Rediff.com21 Oct 2014

These tips will keep you away from dark nights after Diwali

Money-wise: 5 tips to have a cracker of a Diwali!

Money-wise: 5 tips to have a cracker of a Diwali!

Rediff.com20 Oct 2014

By implementing these simple ideas you will not only have saved a lot of money, but ensured that you do not find yourself in a pile of credit card debt or have thrown your monthly budget out of gear.

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